SCHUFA Credit Compass: Facts and Figures on Consumer Loans in Germany

Since 2003, on the basis of its anonymous database, SCHUFA has published scientifically-supported analyses on consumer loans in Germany. Numerous studies have also been commissioned and their results published. With the SCHUFA Credit Compass, we hope to continue making a significant contribution to public discourse on financial culture, consumer competence and over-indebtedness research in Germany.

SCHUFA Credit Compass












Abridged English version of SCHUFA‘s Credit Compass. Click here to download
Conference at the European University Institute









Varied financial cultures, mobile consumers and the role of credit bureaus in Europe.

SCHUFA promotes
financial education








At the request of and in cooperation with teachers and debt management advisers, SCHUFA has expanded its educational programme for young people.
SCHUFA Holding AG













Click here for more information about SCHUFA in English